About

Plain answers and patient capital.

Ithaca Wealth is an independent, fiduciary, fee-only practice in the Finger Lakes — built on the idea that you should always understand your own money.

The founder

Hi, I'm Matthew. I started Ithaca Wealth because I kept meeting smart people paying fees they couldn't see for advice they didn't understand.

I spent years inside an industry that too often hides behind jargon, opaque products, and fees nobody can explain. I wanted to build the opposite: a practice where the strategy is clear, the costs are flat and disclosed, and you always know exactly what you own and why.

I hold the CMT® and an MBA, and I teach portfolio management at Ithaca College. But the work I'm proudest of is quieter — helping a family make sense of an inheritance, getting a Cornell professor to retire with confidence, talking a young couple off the ledge during a noisy market.

We're small on purpose. It's how we stay close to the people we serve.

Matthew FoxCMT®, MBA · Founder & Lead Planner
What makes us different

Four promises we actually keep.

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Fiduciary, always

We're legally bound to act in your interest — not some of the time, all of the time. No exceptions, no asterisks.

payments

Fee-only, never commissions

One flat fee covers planning and investing. We never sell proprietary products or earn a commission on anything.

visibility

You know what you own

No black boxes. A portfolio of world-class companies you can actually understand, line by line.

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Loyalty rewarded

Most advisors charge the same forever. Ours drops to 0.80% at your 2-year anniversary and 0.75% at your 5-year.

Everybody deserves a real fiduciary — someone who knows your name, tells you the truth, and puts your interests first. Every time.
Matthew Fox · Founder

Let's see if we're the right fit.

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